Buying Cheap Last Minute Air Tickets?

There is something comforting about trying to hunt down the best airfare on the Internet; there is at least a little glamour still that surrounds the idea of flying, and there is just so much public clamor about getting the best fare that it can turn into a sport for some. The year’s peak travel season, Christmas comes up soon, and doubtless, there could be a lot of people playing the sport whether they like it or not, looking for the best prices on last minute air tickets. But we have all heard of how there are people who venture into this, armed with strategies and game plans; it sure would be useful to have some of those handy around Christmas.

Everyone has heard of how a last minute air ticket for a Friday night or Sunday night departure is usually more expensive to buy than other flights; and how Thursday and Saturday mornings are cheaper. That is actually true in the general sense; but more dependable is the tradition airlines keep up of setting aside Tuesdays and Wednesdays to put the cheap coach and first-class seats for sale. Buying a last minute air ticket on those two days is a good plan. Plans like these work best when your travel plans are flexible though.

In simpler times, if you wanted a cheap last minute air ticket, you could just show up at the airport at the last minute. But dont leave it too late or you might only get on with your hand luggage or cabin cases. This is tougher now: people who buy tickets at the last minute however, can look forward to some extra intrusive security checks. As much as we depend on the Internet for everything now, there still are unpublicized off-line discounts to be had. Calling the airline directly shortly before a domestic flight can net you a great bargain. Airlines also make last-minute bulk sales to the bucket shops or the ticket consolidators or aggregators like Expedia; checking with one such agent a few hours before a flight can bring up unexpected bargains too.

If the time you’re trying to travel happens shortly in advance of a major public event near your destination, it is possible that the airlines put up extra capacity on the route to make a killing and actually overestimated demand. Just as often as not, cheap last minute air tickets become available around the time of some major event.

Flights operated for domestic travel inside the USA work on a deregulated price system. They change their prices in response to market forces from hour to hour. Flights on foreign routes are a different matter though: those flights are quite price-regulated by the IATA. The IATA actually sounds like some kind of an industry body that enforces standards of some kind. In fact, the IATA is a cartel that indulges in price-fixing, keeping prices artificially high. The fact that foreign routes are regulated by the IATA is the reason those fares don’t seem quite as flexible or as reasonable as domestic ones. They don’t allow member airlines to cut prices. They do manage discounts though, working through travel agents. So for a discount on a last minute air ticket on an unfilled seat, approaching the airline is quite unnecessary. Phone your friendly neighbourhood bucket shop and they should be able to help. And the sad part is, websites like Expedia just give you the official IATA price information – not the inside story.

The Right Way To Oxidize Silver Jewellery

This is a guest post by Helen Plumb of Just Gems. Helen supplies a range of custom jewellery to discerning customers from all over the world. Today she is going to explain the right way to oxidize silver jewellery.

Do you love the way that oxidized silver looks but have trouble oxidizing yourself? No worries because I’ve got a few great tricks that are going to make it a lot easier to get the look you want and help make your jewellery look much better. More importantly, I’m going to tell you the proper way to oxidize silver safely. Remember, safety first. Ok, first off, you need to work in a well ventilated space with a sink, safety goggles gloves and a mask. It’s also a good idea to have baking powder handy in case of a spill to neutralize the acid. You can sprinkle some other baking soda on your work space where ever you think there might be acid. If you get some acid on your skin, put baking powder on it immediately and then rinse off with water. The other materials that we need are sterling silver obviously, and any silver material including beads, chains, and other fixings will work as long as the metal is not plated or treated with some kind of anti tarnish coating.

We will also need an oxidizing agent. For this, I recommend using an acidic solution called silver/black but there are many others on the market and they will work just as well. You also need a tweezer or something like it to grab the pieces. So now that we have all the essentials, we|can get to the fun! Why water down the solution? Well, undiluted oxidizing solution is very strong. A mixture of one part silver black with|one or two parts water is ideal for most projects,and it will allow you to stop the reaction before the silver gets too dark. You can store the watered down solution in a separate glass or plastic container with a lid and reuse it until it becomes too weak. If you use the solution straight from the bottle your silver will turn a really dark, dull black before you can say “tarnished” three times fast. Using a resealable bag is one of the biggest time and money savers for oxidizing Sterling Silver out there for a few reasons. You can pour the diluted solution from earlier into the bag, do what you need to do,and pour it back without lowering the strength of the original bottle. Over time the plastic bags save a lot of solution because it is easy to drain, causes less spills, and allows you to use|the same liquid until all of the oxidizing power has been exhausted. Another important point is that doing|oxidation makes some fumes so doing inside of a plastic bag will keep all those nasty smells inside because you really don’t want to be breathing that stuff. If you’re having problems getting the|sterling silver to oxidize evenly, you can also put the items directly onto a paper clip, dip it into solution, and quickly remove it to get an even color on multiple items really easily.

Having a stainless steel paperclip in the solution will also make the process go a lot faster.

Why? Because science, that’s why! You see, Sterling Silver is a catalyst for the oxidation reaction. This is great for rhodium-plated items because it’s a lot harder to oxidize rhodium than regular sterling silver. You are going to need something to help the reaction go faster so one way is to oxidize with the paperclip, and the other is to oxidize with plain silver wire. The paper clip goes a lot faster and it goes to completion, but the bead with the silver wire doesn’t really get dark at all. Sometimes you oxidize silver and you go a little bit too far. Has it happened to you? If so, then don’t worry about it – it’s okay, there’s a way around it. If you feel like the silver has become too dark, you can lighten it by putting it into cleaning solution and shaking vigorously.

Make sure that you are using new, clean silver cleaning solution for the best results. It won’t go back to the original color,but it will lighten by a few shades and it’s going to give you another chance to get the color you originally wanted. Cotton swabs are great for the times when you don’t need to oxidize the entire piece. You can use the swabs to avoid the stones and other delicate areas, and just keep on going back and forth until you get the color that you want. Then, rinse it off, dry it up with a paper towel,and dont forget to scrub a little bit. This is to polish it up so that the color matches a bit better. By now it looks pretty good – which leads us to our next pro tip; use paper towels to polish the sterling silver and even out the color. Paper towels are obviously good for drying your pieces after rinsing them but that’s not all. Paper towels are also great for removing areas with uneven color if you don’t have a polishing cloth lying around. Keep in mind that a rough paper towel will work better than a soft one for scrubbing, but both will work if you do it long enough. When you see the part of a chain that was scrubbed side by side with the part that wasn’t, you can really tell the difference. And that brings us to the last pro tip, which is to use a hairdryer to quickly dry things off. I’m pretty sure you’ve used one of these before,so I don’t have to explain very much.

It’s a pretty good idea to use a paper towel with it and just gently go around with the hairdryer until all the moisture is gone.

This article has gone over a few easy ways to help you get the perfect silver oxidation job done on your own using common household items. Hopefully it also gives you an important lesson that you don’t always need fancy jewellers tools to help you save time, money, and hassle.

Ive Just Found The Ideal Weight Loss Program For Me!

For years now, the diet industry has been big business. Billions of dollars are spent every year on the latest must have diet fad product by people desperate to lose weight. Most of these products are a complete waste of time and some are even downright dangerous to your health. You have basically been lied to for years by the diet industry into believing that your weight loss targets can be achieved by just downing some pills or taking their latest wonder product. Of course, its all nonsense, but at last someone has stood up and told the truth. Let me introduce you to the fat burning Furnace from Rob Poulos

What I like about The fat Burning Furnace , is that it’s a straightforward, no-nonsense guide to losing weight that doesn’t rely on any faddy methods or exotic diet supplements. Rather than tell you how to lose weight by popping a pill, downing some magical potion or rubbing the latest wonder cream into your skin, the author, Rob Poulos, explains how to make diet and exercise combine in such a way that your weight loss efforts will be sent into overdrive.

The author starts out by exposing some of the lies that you have been fed by the industry for years and then he follows this brilliant expose up by showing you the right, and effective way to lose weight and to keep it off. Theres really no magic formula here but the way The Fat Burning Furnace – read a full review right here on Health Loco – puts all of the information together is unique and, apparently, very effective.

Like many of us, Rob Poulos was overweight and desperate to change. He freely admits that he tried dozens of these wonder pills and diet supplements with little or no success. What he did do, though, was put together a series of healthy eating plans and targeted exercise regimes that really enable you to boost your metabolism so that it literally becomes a Fat Burning Furnace – hence the title. He explains why controlling your metabolism is so crucial to weight loss, and presents a whole range of techniques to make sure that its working at its peak performance.

As your metabolism slows down, so your body stores more calories to keep you alive. When you stop eating or go onto a severely restricted diet your body thinks that its time to conserve energy for use later. This means that when you start eating again, you will gain even more weight as your metabolism is not set up to deal with the extra calorific intake. Ever heard of yo-yo dieting, well there’s the reason behind it.

The Fat Burning furnace also stresses the importance of building lean muscle mass as this is far more efficient at burning calories than fat. In fact for every pound of muscle fat we have we burn 50 calories per day. Just imagine, by adding only 10 pounds of lean muscle to your body, you will be burning an extra 500 calories per day with no extra effort at all.!

Theres no need to spend loads of money on wonder pills or amazing new diet supplements. As the Fat Burning Furnace will teach you, successful weight loss requires careful planning, a bit of effort and some time dedicated to your success. So , throw away that bottle of pills and grab your copy of The Fat Burning Furnace, and get to work.

What Is a CRM System?

Are you a business person? Have you been wondering just what CRM stands for and how,exactly,it works for a business. Well, if so, then let’s find out.

Customer relationship management (CRM) is a business management system that places the focus on meeting the needs of your customers. It does this by using advanced technologies to organize, automate and integrate the marketing, sales and customer service components of your business. Lets look briefly at how ti works. Let’s meet Jeff. Not too long ago Jeff began his new business, and while things may have started out slow it wasn’t long before Jeff developed a strong following and began to build his customer base. Having already heard about some of the benefits in implementing CRM into someone elses business, Jeff decided to do just that and bring on a team that would help move his business on to the next level.

This included a marketing team, a sales department and a staff member dedicated to customer support. After getting a marketing strategy in place, Jeff began noticing the benefits almost immediately. By being able to see what leads were generated from each campaign, he was able to better understand the success (or failures) of his market approach, and by tracking the revenue generated from the leads in these campaigns, Jeff was able to calculate rather than speculate his marketing success.

As soon as the leads were generated they were immediately passed off to Jeff’s sales department. With a CRM application integrated into your business, you now have built in automation processes that graduate the steps in a sales cycle to get your teams organized and efficient. So, as your company begins to expand and diversify a CRM application will do the same. i.e. It will help your business continue on the road to success. A quality CRM application will help maintain the most important and valuable information about your customers and itt’s always tailored to fit the needs of your business organization giving you exactly what you need to know about the people you’re working with.

A customer service application helps to make sure that all of your customer’s needs and concerns are taken care of. Lets lookj at an example. Jeff’s support team just received a call about a broken bottle upon delivery. All of these issues are logged into the CRM’s database where they are easily monitored and maintained. And just in case your business has any processes that involve you having to be out of the office, no worries. A good quality CRM application is fully equipped to be able to access from any device including cell phones and tablets. This mobility allows for you to update and make changes in real time, to keep everyone in your team on the same page.

So, hopefully you ca nsee that a CRM application is more than just software; rather it is a key to your business solution.

It gives you the marketing tools that you need to help organize your sales process, and make sure that your customer’s needs are always met, all intelligently linked in one system. Whether installed on your own servers or accessed through the cloud, the flexibility is there for you to begin a new focus on your business. So the next time somebody asked you- What is CRM? You can tell them. It’s my customers, it’s the relationships I’ve built with them and how I manage my business to make sure that they remain in the center of everything that I do. That’s what CRM is. For more information about this and other business matters please visit

The Advantages of Large Format Printing

Large format printing is an excellent promotional method for anyone or any firm to help make sure that their content will be noticed. Many firms utilize large format printing services as a means to improve brand publicity while leveraging the performance these operations provide. Frequently it is better utilize commercial printing experts for these kinds of banner printing tasks due to the efficiencies which are achieved. While outsourcing professional printing is usually an extremely good move, it is critical to think about the goal and purpose of any print strategy.

Utilizing Large Format Publishing for Branding

While there are lots of online and digital press avenues for branding, an organization must not forget the benefit of branding through large format media. Even though the print media is supposed to simply remind customers of a logo, something that very simple can lead to powerful branding. Branding is normally difficult to justify as the benefits aren’t quite as tangible as other forms of promotion. Even so, the value and need for reminding the general public of who you are and what your about is crucial in establishing client loyalty and faith.

What Size Should I Use?

A lot of people fail to recognize that this process is really appropriate for its name since it will work on any large scale printer application. Needless to say, the ultimate application will be large out of doors signage, for large format printing services are primarily designed for documents that require to be around 80 feet or more in length. This means that you’ve got a boat load of room available to get over your marketing message. On the other hand, the most generally used applications require posters and banners for a company’s position or a perhaps a media launch event of some kind. Industry events are usually a fantastic venue for this kind of print media, especially where it is vital that you’re catchy and memorable in the advertising campaign.

Large Format In-residence Prints

These large format printing applications do not necessarily need be to promoted outdoors. Many businesses utilize these printing services to provide in-residence informational documentation that needs to be printed in a big format. Others will select formats that accentuate their workplace by giving decoration of blown up artwork or interior promotional branding.

At its roots however, industrial printing services are normally used to provide marketing and advertising materials for companies that are conducting a full-scale marketing plan. In the market today we’ve seen some fantastic advancements in the forms of products designed for outdoor programs. Furthermore, businesses have begun to include QR codes as a way for getting the viewing public to feel more associated with the advertisement. It has a dramatic influence on the eventual transformation of an ad plan as organizations will have the opportunity to make a directed product sales funnel for their particular QR codes. This produces an interesting mixture of the new digital advertising channel and the more conventional but still effective print method.

Large Format Printing Technologies

As the machinery and apparatus employed by companies which provide large format printing services continues to evolve, Hewlett-Packard, for example,  has been among the leaders in providing today’s businesses with the resources to build up digital printing platforms. They have been in a position to combine a variety of high speed inkjet technology that gives their clients a tremendous advantage in fulfilling their publishing needs. Today there’s tremendous advantages in using such digital printing equipment, especially for consumers as these kinds of printing services are continually offering enhanced promotional initiatives. It’ll be interesting to observe how the unique capacities of the printing equipment continue to steadily evolve as the sector grows in popularity. One very important factor remains clear however, large format printing equipment continues to provide a big productivity increase as its technology develops. That is of great profit to large format publishing services that depend on these devices to supply high quantity do the job without sacrificing the quality.

To make use of the efficiencies and cost benefits of a professional printing company, consider Ashgrove Trading [] for your company’s large format publishing [] projects. While on-line and digital marketing is critical in our current marketing environment, one should never neglect the value of print advertising and direct marketing so long as everything works collectively in a harmonious manner.

Work Through Those IT Blues

If you’re looking for vulnerabilities in your company’s systems to work a security plan out for, network and endpoint security may not be the first place you look. But what with hackers trying to think differently all the time, you do need to get creative. Let’s just look at a few IT security pointers that while simple, do actually work, because these are just different.

Even  IT support consultants in Wales will go and name their administrator accounts Admin.

Either they name them that because that’s the tradition, or they just leave the default value right there. In a world where most people use simple passwords like “QWERTY” or “monkey” (according to the recent Yahoo e-mail password leak), it might surprise you to hear that the experts do practically the same thing as lay people. But there you have it. Many security experts will actually scoff at such advice. They’ll say that  there is no reason to think that they’ll be attacked. Because they are a small company and who cares. That’s just crazy thinking though. A hacker can attack just about any company if he feels there’s a way to get away with something. In fact, making sure that the username is difficult to guess is extremely important – even more important than the password. If a hacker has a username  to work with, there are automated programs that can guess what the password is. It’s very difficult though if you have no idea what the username is either.

You need to start with the username if you’re interested in IT security for your business. You really have to understand that there is no program or method in existence that is able to guess usernames. Every hacking attempt that’s been successful in the history of the world has only used default usernames or usernames that are already known to the hacker. Nobody guesses usernames.

The best IT security experts in the business will always use something called a Honeypot when they try to defend the company’s network. What is a honeypot you ask? It’s an easy target that you set up in a computer network that will easily give itself up when an attempt is made. They set it up so that once it is broken into, right away, it will go and send an alarm to everybody in the business to make sure that they take a look. It’s sort of booby-trap, and it can really work. And finally, make sure that you install everything to a non-custom directory.

It’s the same thing as the username idea. Do things that are not the default choice, and hackers won’t know what to do.

Amusing And Exciting Electric RC Cars

If you’re thinking about the world of remote control cars, be sure to read on. If you happen to be beginner, it would be good for you to consider Electric RC cars and trucks. The electronic editions are easier to maintain and simpler to use than nitro cars. They do not make as much sound and they don’t produce toxins so you can use them just about anywhere. While electric cars don’t have the power of a nitro car, they have a very good pickup to make it worthwhile.

The strength of the electric RC car continually originates from a rechargeable battery pack. They can be energized from a wall socket or a 12-volt car battery. Normally, you can get about 5-10 minutes of RC driving coming from a 15 minute to 30 minute charge. Because the time for you to charge and the time to use is so different, you should probably get an additional battery pack for a quick change. By doing this, you will get a nearly continuous game of driving.

Though some sort of electric RC car is cheaper upfront than a nitro car, there are some additional costs in the long term. To be honest, in the end, they cost around the same since you’ll want extra batteries, a charger and other accessories. The large cost is the battery pack and that can be determined based on how often you’ll use your RC car. The initial cost is usually high so chances are you’ll want to make sure that you can afford what you need. Electric cars are less complicated, because they demand less maintenance and tuning of their engines. They don’t call for air filters, fueling, or tuning like the nitro cars, so that causes them to be much easier for the beginner.

Your electric powered RC vehicle can last you for many years by taking good care of it and properly store your battery packs. Whenever you are doing as instructed in the manual, you should be able to have years of fun with your RC vehicle. Anyone getting started will have a terrific racing experience with the very easy-to-use electric RC cars and trucks. There are lots of possible issues and challenges that come with a nitro RC car, that’s why an electric RC car is the better option. Simply a newbie, and seeking to get to the races, you will find the fun and speed you would like, with less work, in the electric RC car.

It’s also possible to build your personal electric RC car if you want that task. By following the guidebook, you can build a great electric RC car from scratch. Making an electric RC car is much simpler than building your own nitro cars. You can have many years of enjoyable RC racing if you follow the directions correctly and do regular maintenance.

Leasing an Apartment in Aberdeen – Easy When You Know How

My eldest kid has just got himself a job in the oil & gas industry! Great, I said, where are you heading to Gulf of Mexico, Houson? Oh no pops, bit further afield – Aberdeen! Turns out that Aberdeen is actuallyone of the top 2 oil and gas locations in the world. Impressive! However theres a problem with that – and I’m talking about property prices – they are sky high!

A single bedroom apartment will set you back almost $350,000 and if you want a family house, well, lets just say you’ll be eating beans on toast for a long time on the kind of wages most of us earn over here. So, I decided to do a bit of digging and it turns out that one of the more popular ways to get quality accomodation is to lease a serviced apartment. They come with all the mod cons, including shared gym in some cases and they arent actually much more expensive than renting normal accomodation. I suggested to junior that maybe he should try this apporach until he gets settled into a job and house.

So, with this in mind, I contacted some local leasing companies specialising inthis field and was happy to say that Langley Apartments came up trumps with some solid advice for invetors in the Aberdeen property market. Heres what they had to say.

If you’re interested in how to invest some money, then buying a home is still one of the best options. Always remember that location is vital, and you can identify the properties best situated to turn real profits. As with any investment, you should do your research, analyze the risks and invest wisely. We have clients who have investigated as many as 100 individual properties in the area; tracking everything with a spreadsheet or database. You also need to look at repair budgets, transport costs, and, for Aberdeen, the current oil price. This will help you figure out which deals are the best.

If you want to invest in real estate then you have to be committed to the process, and when you are looking for your first home focus on a single market segment, as opposed to taking on too much. Regardless of what you are doing, make sure that you feel comfortable. When drafting your strategy, understand that the initial costs will usually go beyond the purchase price of the property. You will also need to pay solicitors fees, stamp duty (property tax), and other legal fees. Consider these costs when you work on your budget.

There are a couple of things to look for if you are thinking about investing in property in Aberdeen. First, avoid overpaying for land and itt’s also important to make sure that too much money isn’t spent on renovating the property. Take a good look at the property and what you can expect in terms of rental income and if (but only if!!) the numbers are right, then go for it.

Most people want to stay in locations that have a buzz around them, such as West End apartments in Aberdeen or the areas surrounding the city centre. This is important because it will be easier to sell the property. Also, try to look for properties that can be easily maintained.

If you are looking into renting property, make sure that the monthly rent will be covered by your wages minus living costs and some money to spend on entertaining. When you do this, you can be more certain of having a settled existence. Nothing is worse than having to come up with money out of your pocket for the monthly rent because your entertainent budget is running over.

If you are thinking about purchasing real estate, hiring someone to find the right property and to handle the legal aspects  is a must in the UK.

Renting, or buying a property is no small task but its something we all need to do. Just take your time, hire the right expertise and aim at the right level of expenditure and you will be fine.

3 Effective Tips for Carpet Cleaning

Just the other day, Mrs Banta was wittering on about getting a carpet cleaning company in. Apparently our carpets are filthy – have to say, I didnt really notice but, reading up on the subject (fascinating!) I was startled to discover that even though a carpet might look clean its actually one of the most foul, disease ridden parts of your home – ok I exaggerated a bit there but its pretty disgusting stuff. Why does this happen, well let me share an article written by the guys over that will hopefully shed some light on the matter….

We have to admit that carpet cleaning is something not too many people think about. As a matter of fact, a lot of folks only realize their carpets need attention when they are having a family get-together. Do we all neglect our carpets this way, or is this just something we accuse single men of doing? Regardless, it’s a good idea to schedule regular carpet cleanings throughout the year, no matter who you are. While it’s not necessary (usually) to shampoo your carpets each and every month, you should make it a habit to vacuum weekly. If your cleaning routine doesn’t include a weekly vacuum of your rugs, then you should begin now.

The depth of the pile of a carpet is something that needs to be considered when you are discussing carpet cleaning. Ignoring this factor may cause consequences that will cause damage to your carpet, leading to replacement. Moreover, your carpeting will still be dirty because it’s unlikely that you will get out all the dirt. Undoubtedly, if your carpets are of the low-cut pile variety, they will clean up easier. So we are mostly concerned with carpet pile that is long such as shag carpeting. Be sure you take extra time with vacuuming activities when your pile is longer than average. Here’s a quick tip that will save wear and tear on your carpet. If you have heavy traffic areas, or just a lot of traffic, vacuum frequently.

A lot of different methods exist for carpet cleaning and different procedures give different results. One carpet cleaning method, called steam cleaning, is easy to do.

While this can be an effective alternative if you do not want to use shampoos or chemicals, it needs to be done properly. Probably the worse thing people do incorrectly after steam cleaning their carpet is not making sure that all of the excess water has been removed. As you are no doubt aware, the steam – as it cools – condenses into water that settles into the pile of your carpet. So at the end of the process the excess water has to be removed. Mold can grow in your carpet if all of the water isn’t removed. This is bad and will not only cause health problems, but your carpet will probably have to be replaced.

All of us with household pets want the best for them, and strive to see that they are well taken care of. That is something you have to think about if you want to clean your carpeting. Just about all shampoos used on carpets will contain harmful chemicals that could be hazardous to pets. You may see rug shampoos at the store that say they are “pet safe”, but don’t always believe what you read. If you check the labels and know the reputation of the manufacturer, you may decide that a certain product is, indeed, OK to use around your pets. The best method to use for cleaning your carpets, one that uses no harmful chemicals whatsoever, is steam cleaning. And, don’t forget – carpet cleaning is one of those jobs that isn’t hard to do, but it is necessary. Of course, the reason a lot of folks ignore their carpet cleaning responsibilities is because it’s not a fun thing to do! Respiratory problems can be avoided if you just get into the habit of vacuuming regularly and shampooing your carpets frequently.

Ive Just Found Out What A Personal Injury Claims Specialist Does!

One of my close buddies was in an auto accident just recently and it really brought things home to me – how fragile our daily lives are. Luckily he wasn’t badly hurt but suffered a whiplash injury and he is laid up in bed with a back problem. He thinks he was lucky but, Im not so sure – turns out the other guy wasn’t insured and there’s a bit of a dispute about who was to blame (not in his mind) and this has caused him real problems.

You see, while this stuff is in litigation and the lawyers are racking up nice fat fees ($200 an hour – I’m in the wrong job) and, of course, medical bills are mounting up as well. He may have had a lucky escape health wise but, financially, he’s feeling the pressure. We all do what we can to help but losing his income, and suffering under the weight of mounting bills is actually having a bad effect on his mental as well as high physical health. Not good. So, I decided to do some research and, turns out that there is a way to help out – by hiring a personal injury claims specialist. Turns out these guys don’t work for the insurance companies like I thought they did, they are independent advisers who usually work on a no-win no-fee basis. Seems they get their payment out of the insurance company so it doesn’t costs the client anything at all – sounds good to me. In my buddy’s case the guy I spoke to was very helpful.

He actually managed to arrange some up-front cash to help with the immediate bills which was a huge weight off his mind. Best of all, thought,  he arranged a replacement vehicle so his wife could get around and he’s pretty confident that the other guys insurer will even pick up the tab for the complete vehicle repairs.

Medical bills are a huge issue but a bit of legwork even that issue was soon sorted that out. I was very impressed to say the least. I’ve kept his details and even though, hopefully, I’ll never need them, its good to know that there’s a safety net available out there if you are ever involved in a no-fault accident, auto accident or even an accident at work.

Faith in human race: restored.